IX. CLAIMS AND BENEFITS
This program provides benefit payments to eligible Delaware workers who are unemployed through no fault of their own and file a claim in this State. This program makes it possible for a worker who lives in one state but works in another to collect unemployment insurance benefits, should he/she become unemployed. Federal workers are covered by a special program which provides benefits based on wages paid as a civilian employee of the Federal Government. To be eligible, UCFE claimants must meet the same requirements as regular U.I. claimants. UCX is paid on the basis of remuneration for military service. The State operates this program under an agreement with the Federal government. The payment of benefits may be extended past the maximum of 26 weeks if the State rate of insured unemployment exceeds specified levels. As soon as an individual becomes unemployed, he/she should report to the nearest Unemployment Insurance Local Office in the state in which he/she resides. The locations of Delaware's local offices are listed in the back of this handbook. The receipt of U.I. benefits is an earned right, and each claim for benefits is contingent upon the individual meeting the requirements of the Unemployment Compensation Law (Title 19, Delaware Code). To be eligible for U.I. benefits, four basic eligibility requirements must be met: The following are not entitled to benefits: Base Period - The first four of the last five completed calendar quarters prior to the claim. Benefit Year - The 52 week period beginning with the week in which the claimant files a valid claim. Partial Benefits - A claimant whose hours of work are reduced may be eligible to receive partial benefits. Weekly Benefit Amount (WBA) - When the balance in the Unemployment Insurance Trust Fund is equal to or greater than $90.0 million, an individual's weekly benefit amount will be determined by taking 1/46 of his/her total covered wages paid during the two quarters of the individual's base period in which such wages were highest. When the Trust Fund balance is less than $90.0 million, an individual's weekly benefit amount will be 1/52 of his/her total wages paid during the two quarters of the individual's base period in which such wages were highest. The minimum weekly benefit amount is $20.00 and the maximum weekly benefit amount is $330.00. However, should the Unemployment Insurance Trust Fund balance fall below $275.0 million, the maximum weekly benefit amount will be reduced as follows:
Maximum Benefit Amount (MBA) - Eligible individuals during any benefit year are entitled to regular benefits equal to 26 times the computed WBA or 50% of base period wages, whichever is less. Reduction of Benefits by Private Pension Plan - An otherwise eligible individual receiving a retirement pension or annuity from a base period employer will be paid a WBA less a dollar for dollar deduction for that employer-financed portion of such pension, annuity or periodic payment which is based on that individual's previous work. Back Pay Awards - A claimant is not entitled both to pay for a given period of employment and to unemployment insurance benefits for the same period of time. Cases arise where disagreement exists between the employer and the claimant as to entitlement to pay for certain periods of time. While such a dispute is pending, the claimant may obtain unemployment benefits. If retroactive wage payments are subsequently received covering the period for which the claim for benefits was allowed, then to the extent that payments were received, the claimant is retroactively determined not to have been entitled to these benefits and such benefits are subject to recovery. An employer affected by this provision should promptly notify the U.I. Division so that a redetermination can be made and the charges previously issued against the employer may be cancelled. Any employer who makes a deduction from a back wage award to a claimant because of that claimant's receipt of unemployment benefits, for which said claimant has become ineligible by reason of the receipt of such award, shall be liable to reimburse the Unemployment Insurance Trust Fund an amount equal to the amount of such deduction. |